~~ Search the World Wide Web with GOOGLE!! ~~

Saturday, October 25, 2008

Auto Insurance cheaper with Health Insurance

Through my experiences, i've learned that my Auto Insurance agency always makes my premiums cheaper when I have health insurance...

I have had auto insurance rates drop $90 per month, when I only spend about $48 per month on the health insurance!!

If any of you are first time auto insurance buyers, make sure to get health insurance, to keep yourself ultimately protected on the road....

And to save money too!!!...

Best Priced Auto Insurance Companies

So I know everyone on here want's cheap auto insurance, so here's the top 7 Best Value Auto Insurance Companies!!!

21st Century Insurance User Rating: 3.2
21st Century Insurance offers online insurance quotes with a reputation for real value, excellent customer service, and efficient claim handling. They offer personal auto, motorcycle, and umbrella insurance in California and auto insurance in Arizona, Nevada, Oregon, and Washington.

Esurance.com User Rating: 3.6
With Esurance you can buy customized auto insurance in minutes. They provide the tools and information needed to select the right auto insurance coverage and save money. Plus you can talk privately with an auto insurance advisor online or on the phone 24 hours a day, 7 days a week. You can buy your auto insurance now, print proof of auto insurance, and be driving with auto insurance today.

Geico Insurance User Rating: 2.8
Get a free online auto insurance rate quote from Geico auto insurance. You can also call toll-free anytime for a free motorcycle or auto insurance quote. Check out their discounts and special programs that may save you money on your auto insurance premiums.

Progressive Insurance User Rating: 2.6
In business since 1937, Progressive is one of the nation's largest auto insurers. They write auto, motorcycle, recreation vehicle (RV), personal watercraft and commercial vehicle insurance. They provide all drivers with competitive rates and innovative services designed to make it easy to shop for, buy and own an auto insurance policy.

NetQuote User Rating: 2.6
Whether you need auto insurance, homeowners insurance, family health insurance, life insurance or renters insurance, NetQuote is a free and simple way to get competing insurance quotes. They work with hundreds of insurance companies, to help you find the best policy for your individual needs.

InsureMe.com User Rating: 2.8
InsureMe offers free auto, health, home and life insurance quotes. Just complete the online form and they will match your profile to the top 5 insurance companies who will work up their best rates for you. You should receive most of your free insurance quotes in just a couple of minutes.

Autoweb User Rating: 3.2
Autoweb.com, the internet's premier automotive site, puts you in control of the car-buying process. They provide a wealth of unbiased research to help you find and purchase the right car on your own terms.

I know personally, that without auto insurance, my old chevelle would have tons of dings/ dents, and that's why i'm glad that I signed up for auto insurance through 21st Century....they really did save me about $430 every 6 months compared to AAA Auto insurance...

A lot of people say that these places are the most inexpensive auto insurance companies, (so if your boy's turning 16, here you go!!!)..

Hope this helped guys!!!

Fool Proof guide to Auto Insurance

Auto insurance is not an option when you purchase your vehicle, it is a legal requirement.

Whether you purchase third party or fully comprehensive Auto Insurance.... you will need to insure your vehicle before you even step foot in it, there's MANY MANY problems you can get into without Auto Insurance, so PLEASE make sure you follow all of these steps, and save yourself some money on your new car's auto insurance....

Which auto insurance should i get?
Third party auto insurance will not cover your costs in the event of an accident if it's your fault or you do not take the details of the other driver; it will only cover the other party's costs. This is recommended if you have a cheap vehicle.
Fully comprehensive auto insurance will cover all party's costs for any situation regardless of who is to blame. This is recommended if your vehicle is expensive.

Cheaper premiums?
There are certain methods which you should follow to ensure your premium is as low as possible. Park on a drive or in a garage as opposed to on the street, avoid picking up speeding tickets or points on your licence, do the pass plus advanced driving course, pay annually rather than monthly and try the pay as you go policy where you only pay for when you drive the vehicle.
These points will all reduce the cost of your auto insurance policy and may help to save you hundreds of dollars each year!!!.

Read everything!!!

You may stumble on a deal which might seem too good to be true (most of us have), check the excess on the policy, it will usually be high if the premium is cheap. Enter your own personal details very carefully as any errors may void the contract.

Where to look?
Price comparison sites are the best places to look as they compare the market instantly to find the best deal for you. Type in what you are looking for and they will find the tailored quote for you.

Auto Insurance is usually pretty easy to find, just follow these steps, and you'll have yourself on the road in no time!!!

Tips for getting the lowest rates on Auto Insurance !!

Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.

1. Give them details – If you don’t provide information about your zip code, marital status, car’s safety features, and annual commuting miles, by default, auto insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.
2. Shop around – Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don’t forget to check out your current auto insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.
3. Raise your deductible – Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.
4. Cut the miles you drive – For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most auto insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car’s mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.
5. Switch drivers – For married couples, compare auto insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.
6. Add an anti-theft device – By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, auto insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most auto insurance companies.